OUR NEWEST FULL-SERVICE CHECKING ACCOUNT!

IMPORTANT FEATURES:

• MINIMUM BALANCE TO OPEN - $100

• THE BANK WILL PROVIDE A SELECTED WALLET CHECK FREE OF CHARGE. ALL OTHER CHECK SELECTIONS THE CUSTOMER WILL PAY FOR.

• VISA CHECK CARD OR PULSE CARD - NO MONTHLY FEE

• VISA CHECK CARD TRANSACTIONS – NO CHARGE IF USED AS A CREDIT TRANSACTION. DEBIT TRANSACTIONS ARE 90 CENTS EACH. ATM WITHDRAWALS ARE 90 CENTS EACH. ATM BALANCE INQUIRIES ARE 50 CENTS EACH. ATM TRANSFERS ARE 50 CENTS EACH.

• NO MONTHLY SERVICE CHARGE

• NO MINIMUM BALANCE

• UNLIMITED CHECK WRITING

• CANCELLED CHECKS RETURNED IN YOUR STATEMENT

• INSUFFICIENT CHECKS $25.00 PER ITEM