To sign up for Internet Banking, please complete, print, sign
and mail this application to First State Bank, P.O. Box 160,
Shallowater, TX 79363. In a few days,
you will receive an Email containing a temporary password along with user
instructions.
This is the only application that you will be required to complete for
all of your accounts. Once your primary
account (your main checking account) is setup then all other accounts that you
have with us will be included. We
require only one application for joint accounts or per household. If you have a special need to keep certain
accounts that you have private from other individuals in your business or
household please contact us.
Customer Information:
First Name:
_________________________ Last Name: ____________________________________
Address:
___________________________ City: _______________________ State: _____________
Zip:
______________ Phone: ___________________ Email Address:
_________________________
Social Security
#: _____________________ Primary Checking Account #: ______________________
Please list both the type of
account(s) and the account number for each one that you would like to be
included on your Internet banking account.
Account
Type (Example: Checking, loans, IRA) Account
Number
______________________
______________________
______________________
______________________
______________________
______________________
______________________
______________________
______________________
______________________
Security
Statement
This Internet Banking System brings together a
combination of industry-approved security technologies to protect data for the
bank and for you, our customer. It features password-controlled system entry, a
VeriSign-issued Digital ID for the bank's server, Secure Sockets Layer (SSL)
protocol for data encryption, and a router loaded with a firewall to regulate
the inflow and outflow of server traffic.
Secure Access and Verifying User Authenticity
To begin a session with the bank's server the user
must key in a Log-in ID and a password. Our system, the Internet Banking System,
uses a "3 strikes and you're out" lock-out mechanism to deter users
from repeated login attempts. After three unsuccessful login attempts, the
system locks the user out, requiring either a designated wait period or a phone
call to the bank to verify the password before re-entry into the system. Upon
successful login, the Digital ID from VeriSign, the experts in digital
identification certificates, authenticates the user's identity and establishes
a secure session with that visitor.
Secure Data Transfer
Once the server session is established, the user and
the server are in a secured environment. Because the server has been certified
as a 128-bit secure server by VeriSign, data traveling between the user and the
server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data
that travels between the bank and customer is encrypted and can only be
decrypted with the public and private key pair. In short, the bank's server
issues a public key to the end user's browser and creates a temporary private
key. These two keys are the only combination possible for that session. When
the session is complete, the keys expire and the whole process starts over when
a new end user makes a server session.
Router and Firewall
Requests must filter through a router and firewall
before they are permitted to reach the server. A router, a piece of hardware,
works in conjunction with the firewall, a piece of software, to block and
direct traffic coming to the server. The configuration begins by disallowing
ALL traffic and then opens holes only when necessary to process acceptable data
requests, such as retrieving web pages or sending customer requests to the
bank.
Using the above technologies, your Internet banking
transactions are secure.
FINANCIAL PRIVACY - We value you as a customer and take your
personal privacy seriously. First State
Bank will inform you of our policies for collecting, securing, and sharing
nonpublic personal information from the first time we conduct business with you
and every year that you are a First State Bank customer.
Privacy Notice
We collect nonpublic personal information about you
from the following sources:
«
Information we receive
from you on applications or other forms;
«
Information about your
transactions with us, our affiliates, or others; and
«
Information we receive
from a consumer reporting agency.
We restrict access to nonpublic information about you
except to those employees who need to know that information to provide products
or services to you. We maintain
physical, electronic, and procedural safeguards that comply with Federal
standards to guard your nonpublic personal information.
We do not disclose any nonpublic personal information
about our customers or former customers to affiliates or non affiliated third
parties, except as permitted by law. The First State Bank Shallowater is
chartered under the laws of the State of Texas and by state law is subject to
regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint
against The First State Bank Shallowater should contact the Texas Department of
Banking through one of the means indicated below.
In Person or U. S. Mail: 2601 North Lamar Boulevard,
Suite 300, Austin, Texas 78705-4294
Telephone No.: 877-276-5554
Fax No.: 512-475-1313
E-Mail: consumer.complaints@banking.state.tx.us
Website: www.banking.state.tx.up
I certify by my signature that I have read
every aspect of this application and understand fully all of the material
contained within.
______________________________ _____________________
Applicants signature
Date
After completing this application please print the
entire form and sign it. Then mail it
to the following address: FIRST STATE BANK, P. O. BOX 160, SHALLOWATER, TEXAS
79363.
In a few days, you will receive an Email containing a
temporary password along with instructions.