|
ACCOUNT FEATURES |
PASSBOOK SAVINGS |
SUPERNOW CHECKING ACCOUNT |
MONEY MARKET CHECKING ACCOUNT |
CERTIFICATES OF DEPOSIT |
INDIVIDUAL RETIREMENT ACCOUNTS |
|
MINIMUM DEPOSIT TO OPEN |
$100 |
$1,000 |
$2,500 |
$1,000 |
$1,000 |
|
CHECK WRITING ALLOWED? |
NO |
YES, UNLIMITED |
YES, LIMITED |
NO |
NO |
|
INTEREST BEARING? |
YES |
YES |
YES |
YES |
YES |
|
PULSE CARD ATM ACCESS? |
YES |
YES |
YES |
NO |
NO |
|
VISA CHECK CARD/ ACCESS? |
NO |
YES |
YES |
NO |
NO |
|
ACTIVITY CHARGE FOR EXCESS NUMBER OF WITHDRAWALS? |
YES, $1.50 FOR EACH WITHDRAWAL OVER 3 IN A CALENDAR
QUARTER. YES, $1.50 FOR EACH WITHDRAWAL OVER 3 IN A CALENDAR QUARTER. |
NO |
YES, LIMITED BY FEDERAL LAW TO 3 CHECKS PLUS 3 ADDITIONAL TRANSFERS PER MONTH. |
N/A |
N/A |
|
PAY FOR COST OF PRINTED CHECKS ?. |
N/A |
YES, UNLESS OPENED AS A #1 CUSTOMER ACCOUNT |
YES |
N/A |
N/A |
|
COST OF PULSE CARD |
NO CHARGE |
50 CENTS MONTHLY |
50 CENTS MONTHLY |
N/A |
N/A |
|
COST OF VISA CHECK CARD |
N/A |
50 CENTS MONTHLY |
50 CENTS MONTHLY |
N/A |
N/A |
|
COST OF PULSE CARD TRANSACTIONS |
90 CENTS FOR WITHDRAWAL, 50 CENTS FOR TRANSFERS AND BALANCE INQUIRIES. OTHER CHARGES MAY BE ASSESSED BY ATM OWNER. |
90 CENTS FOR WITHDRAWAL, 50 CENTS FOR TRANSFERS AND BALANCE INQUIRIES. OTHER CHARGES MAY BE ASSESSED BY ATM OWNER. |
90 CENTS FOR WITHDRAWAL, 50 CENTS FOR TRANSFERS AND BALANCE INQUIRIES. OTHER CHARGES MAY BE ASSESSED BY ATM OWNER. |
N/A |
N/A |
|
COST OF VISA CHECK CARD TRANSACTIONS |
N/A |
NO CHARGE IF USED AS A CREDIT TRANSACTION. DEBIT TRANSACTIONS ARE 90 CENTS EACH. |
NO CHARGE IF USED AS A CREDIT TRANSACTION. DEBIT TRANSACTIONS ARE 90 CENTS EACH. |
N/A |
N/A |
|
ACCOUNT STATEMENTS MAILED MONTHLY? |
NO, QUARTERLY |
YES |
YES |
NO, ONLY AT MATURITY |
NO, ONLY AT MATURITY |
|
ITEMS RETURNED WITH STATEMENTS? |
NO |
YES |
YES |
N/A |
N/A |
|
MONTHLY SERVICE CHARGE? |
NONE |
MONTHLY SERVICE CHARGE IS BASED ON MINIMUM MONTHLY BALANCE KEPT IN YOUR ACCOUNT
$1,000 OR MORE - NO CHARGE
$ZERO TO $999.99 - $15/MO. |
MONTHLY SERVICE CHARGE IS BASED ON MINIMUM MONTHLY BALANCE KEPT IN YOUR ACCOUNT
$1,000 OR MORE - NO CHARGE
$ZERO TO $999.99 - $15/MO. |
PENALTY FOR EARLY WITHDRAWAL |
NONE |
|
DATE STATEMENTS ARE PRINTED |
LAST BUSINESS DAY OF EACH CALENDAR QUARTER. |
LAST BUSINESS DAY OF EACH MONTH. |
LAST BUSINESS DAY OF EACH MONTH. |
AT MATURITY |
AT MATURITY |
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