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FACTS |
WHAT DOES FIRST STATE BANK,
SHALLOWATER, TEXAS DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies choose how
they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also
requires us to tell you how we collect, share, and protect your
personal information. Please read this notice carefully to
understand what we do. |
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What? |
The types of personal information we collect and share depends on
the product or service(s) you have with us. This information can
include:
- Social Security number and income
- Account Balances and Payment history
- Credit History and credit scores
When you are no longer our customer, we continue to share your
information as described in this notice.
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How? |
All financial companies need
to share customers' personal information to run their everyday
business. In the section below, we list the reasons financial
companies can share their customers' personal information; the
reasons First State Bank, Shallowater chooses to share; and whether
you can limit this sharing. |
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Reasons we can share your information: |
Does First State Bank Shallowater Share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to
credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our product and services to you |
Yes |
No |
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For joint marketing with other financial institutions
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No |
No |
For our affiliates' everyday business purposes -
information about your transactions and experiences |
No |
No |
For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
No |
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For non-affiliates to market to you |
No |
No |
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Questions? |
Call
(806) 832-4525 or go to www.fsbshallowater.com |
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Who We Are |
| Who
is providing this notice? |
First State Bank, Shallowater, Texas |
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What We Do |
| How
does First State Bank protect my personal information? |
To protect
your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings.
Your personal financial information is only accessible to those
employees with a business need for the information. |
| How
does First State Bank collect my personal information? |
We collect your personal information, for example, when you:
- Open an account or apply for a loan
- Cash a check or open a
safe deposit box
- Deposit money or use your debit card
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| Why
can't I limit all sharing? |
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business
purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State law and individual companies may give you additional rights
to limit sharing.
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can
be financial and non-financial companies.
- First State Bank has no affiliates
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Non-Affiliates |
Companies not related by common ownership or control. They
can be financial and non-financial companies.
- First State Bank does not share information with
Non-Affiliated financial companies
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Joint Marketing |
A formal agreement between non-affiliated financial companies
that together market financial products or services to you.
- First State Bank does not jointly market
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Other Important Information |
First State Bank is chartered under the laws of the State of Texas
and by state law is subject to regulatory oversight by the Texas
Department of Banking. First State Bank also engages in the
business of selling money orders as an agent for MoneyGram, which is
licensed under the laws of the State of Texas and is subject to
regulatory oversight by the Texas Department of Banking. Any
consumer wishing to file a complaint against First State Bank,
Shallowater, should first contact First State Bank, Shallowater, if
you still have unresolved complaints regarding the company's money
transmission or currency exchange activity, consumers may file
complaints with the Texas Department of Banking through one of the
means listed: In person or U.S. mail: 2601 North Lamar Blvd, Suite
300, Austin, Texas 78705-4294, Telephone: 877-276-5554, Fax:
512-475-1313, Email:
consumer.complaints@DOB.texas.gov
Website:
www.dob.texas.gov
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